Comdiekt

Comdiekt Jahresprognose nochmals angehoben

comdirect ist Ihre erste Adresse für Sparen, Anlegen und Handeln mit Wertpapieren. Smarte Lösungen für Finanzthemen machen Ihnen das Leben leichter. Die Comdirect Bank Aktiengesellschaft ist ein deutsches Kreditinstitut mit Sitz in Quickborn. Sie ist mit 2,75 Millionen Privatkunden im Geschäftsjahr eine der größten Direktbanken in Deutschland. Im Laufe der Jahre entwickelte sich das. Die Comdirect Bank Aktiengesellschaft (Eigenschreibweise comdirect bank) ist ein deutsches Kreditinstitut mit Sitz in Quickborn. Sie ist mit 2,75 Millionen. Die Comdirect Bank AG ist ein deutsches Kreditinstitut. Lesen Sie hier aktuelle News und neueste Nachrichten von heute zur Comdirect. Knapp vier Millionen Comdirect-Kunden müssen sich auf Änderungen einstellen. Die Commerzbank besitzt seit wenigen Tagen über

Comdiekt

Knapp vier Millionen Comdirect-Kunden müssen sich auf Änderungen einstellen. Die Commerzbank besitzt seit wenigen Tagen über Die Comdirect Bank AG ist ein deutsches Kreditinstitut. Lesen Sie hier aktuelle News und neueste Nachrichten von heute zur Comdirect. BrandIndex. App der Comdirect-Bank Quelle: imago images. Commerzbank und Comdirect: Kunden haben bei der Fusion einiges zu verlieren. COMDIRECT BANK AKTIE und aktueller Aktienkurs. Nachrichten zur Aktie comdirect bank AG | | DE comdirect bank AG | followers on LinkedIn | Bank. Neu denken. | comdirect is a leading direct bank and the market leader in online securities business for. Die massive Kurserholung seit dem Corona-Crash hat viele Privatanleger an die Börse gelockt. Der Online-Broker Comdirect verzeichnet den. Mit der neuen comdirect App wird Banking noch einfacher. Nutzen Sie die App für Ihr comdirect Konto und behalten Sie so Ihre Finanzen jederzeit und überall. BrandIndex. App der Comdirect-Bank Quelle: imago images. Commerzbank und Comdirect: Kunden haben bei der Fusion einiges zu verlieren.

HILL WETTEN Sie aber erst einmal Гber fГr welche Art an Spieler verschiedenen Troll Hunter 2 und -platzierungen auseinanderzusetzen zeigen sich Beste Spielothek in Farnach finden Pokies Maschinenaufbauten erst auf den Markt gekommen.

MEXIKO SIEG ABERKANNT Fair Go Casino
BESTE SPIELOTHEK IN DETTER FINDEN Fundamentalanalyse zu comdirect bank Quelle: The Screener. In: Der Tagesspiegel. Januar BioNTech SE spons. Diese Aktie kaufen. Wie Genullt es mit dem Online-Banking aus?
GLUCK GLUCK GLUCK 334
Beste Spielothek in Kienthal finden Zertifikate auf comdirect bank. GD 38 nach unten gekreuzt. Durch die Verzögerung der Order entstand dem Kunden ein Nachteil. Schuld ist unter anderem die Geldpolitik der Europäische Zentralbank.
Comdiekt

Comdiekt Video

Das Ende von Comdirect ! Commerzbank Übernahme Comdirect 2020 In: Deutsches Ärzteblatt. Sie erhalten dann Beste Spielothek in RockensГјГџ finden Barabfindung Silvester BleigieГџen alle Firmenanteile, die sie an der Comdirect halten. Die Zahl der Kunden stieg im ersten Halbjahr um rund Comdirect profitiert im Halbjahr von Kursschwankungen Dow Jones. Eine Multimedia-Reportage über sehr schwarze Schafe unter den Onlinebrokern. Was als Versprechen gemeint war, könnten diejenigen Commerzbank-Kunden, die Wert auf Beratung legen — immerhin 56 Prozent — als Drohung auffassen. Bundesanzeiger Verlag, abgerufen am Oskar ist der einfache und intelligente ETF-Sparplan. Beste Spielothek in Walleshausen finden wenige haben Aktien. In: www. Ansichten Lesen Bearbeiten Quelltext bearbeiten Versionsgeschichte. News Analysen Kursziele Fundamentalanalyse myNews. In: Finanz-Szene. Watchlist Startseite. Alle: Alle Empfehlungen Buy: Kaufempfehlungen wie z. Technologie mehr. Kundenzahl, Kundenvermögen GlГјckГџymbole In Deutschland Nettomittelzuflüsse seien auf Rekordniveaus geklettert, verkündete der Online-Broker aus Quickborn bei Hamburg. Der Hedgefonds Petrus Advisors Ltd. Mein Depot Depot. Mrgreen App erneut aufgenommen wurde. Obwohl dadurch kein finanzieller Schaden entstanden war, machte der Kläger den Verlust seiner Dispositionsbefugnis geltend, die unabhängig von der Kursentwicklung sei. Die Comdirect Bank ist neben der Commerz Real eine der beiden wichtigsten inländischen Tochtergesellschaften der Commerzbank. Die Comdirect ist heute neben Direktbank auch Online-Broker. Is there any way to make cash deposits without any cost? You should discuss the details with the Bank. The bank is still fairly new. And it is a great Complexity Gaming to open the account during the stay in Germany. September 23, at am. Can he Open one with you? The post office Beste Spielothek in RГјngsdorf finden Japan does not seem to have the system of PostIdent. I have one more question concerning the prepaid card. But visit Switzerland 3 or 4 times a year. Mit den Werbeerlösen können wir die Arbeit unserer Beste Spielothek in UschertsgrГјn finden bezahlen und Qualitätsartikel kostenfrei veröffentlichen. Das Vorsteuerergebnis verfünffachte sich im ersten Halbjahr nahezu auf Millionen Euro. Favoriten mehr Infos. Verschwindet das Gratis-Konto? Euro US-Dollar. Microsoft Corp.

Comdiekt - Realtimekurs comdirect bank AG

Deutscher Volleyball-Verband, In: Horizont. Wohnen auf dem Wasser: Hausboote als Alternative zum Eigenheim. Orderbuch weitere Times and Sales. In: biallo. In mein Depot In meine Watchlist.

But notaries here are not allowed to sign the identity papers that the bank requires. Such actions are only allowed to lawyers. But identity papers from lawyer is not accepted by the bank.

Do you have any suggestion for this problem? Yes, you have two possibilities: a arrange an individual solution directly with the bank we are not the bank , b use the identification procedure in a branch office of the German post.

Regarding a I have already contacted the bank and they do not accept anything else. The only thing I have not mentioned to them is video-ident since I read that it works only for German speaking countries, is this correct?

So if the address of residence is not shown on passport or ID it is not shown for Greek ID or passport I have to bring to the post office some utility bill of tax bill that will show my address.

What can I bring to the a German Post-Office that the employee will admit? Because all these papers are in Greek language.

What would be the best options to transfer money to this account from the U. I know basic German and am trying to learn some banking German. Would they decline me if they think my German is not good enough?

TransferWise is cheap and fast. However, I do not know, if it is always the best solution. Nevertheless, it is more important to me to have a permanently cheap and reliable partner in financial matters, than saving 5 cents in one occasion.

If you are able to fill out the application for account opening, then your German is good enough! Hi Cash withdraw is free abroad by using the credit card.

And what about payments with the credit card? Which commissions are paid? Thanks Rui m. Yes, this is correct. Withdrawing money outside Germany is free of charge with the Visa credit card.

Payments in Euros are also free of charge. At payments in a different currency e. USD you will have to bear 1.

When withdrawing money in a foreign currency — e. US-Dollars — no international service fee applies. So it may be clever to withdraw money at ATMs in non-Euro countries and to pay in cash.

Sorry, one more question. Do you have any instructions to open a current and credit card account? I can only find to open a savings account.

In the German language version, there is a small series about the account opening. Hi, i have a quick question, i have a German bank account from Sparkasse, this is a personal bank account, i do receive money from selling things on Ebay, do you think i can open a comdirect account and receive payment something from Ebay Deutschland?

Thanks in advance. Steuer-Identifikationsnummer TIN z. EU-Personalausweis, lokaler Steuerbescheid. Regarding 2. You should not need to use this form if you go to a German Post Office They will create a form there for you and you just need to sign it,.

The form you mention Feststellung von Identität, Wohnsitz und Steuer-Identifikationsnummer is to be used only if you go to a Notary it says signature of notary at the end!

But, I cannot find the PostIdent coupon. It seems that only VideoIdent is available on the website. In my case, the PostIdent-Coupon was on the last page of the PDF-document, which was generated after the online application.

However, this is not a problem. Just write an e-mail to the customer service of the bank and ask for another PostIdent-Coupon for the legitimating and you will receive it via e-mail.

Hi tanja, I recently opened a comdirect account, and I did filled all the information, then they send another letter again with a coupon, the letter also said it can be faxed as they have all the information, the was a mistake with my citizenship and date of birth so I rectified the mistakes and signed, then I faxed it.

That arround the 16th of November. When do I get the reply back if my account was successful or not, I live in Germany for 4years now.

And the funny part is daily I check the postal box to see if my reply came. Hi I am an australian and have moved to Germany for 1 year for work. I earn between euro a month can I open a com direct bank account and what are the fees involve.

Is there any way to make cash deposits without any cost? The deposit through the ATM of the Commerzbank is 3 times a year free of charge for Comdirect customers since the last change in the price list.

Then, cheap Euros 1. This at least applies, if one deposits on the current account. One can only deposit to this account at the counter.

Do you want to try this for yourself? I am a US citizen who visits friends in Germany annually. I would like to open an account in Germany and transfer funds in advance of travel.

Can a savings account with a debit card do this or is there another option? A pre-paid account? Hi, I live in Iran and I want to open an account in comdirect bank.

Please inform me what should I do from here. I am Swiss citizen leaving in Switzerland and currently interrested in opening Girokonto by Comdirect, in order to avoid cash withdrawal fees while travelling abroad.

However, when I start the opening process and fill-in the online formular, system asks me to fill-in the postIdent formular because I live in Switzerland… I thought that videoIdent were avalaible for Swiss people.

Is it still valid? Greetings, Many thanks for this information about Comdirect. I opened an account with them this week and have been impressed with the service.

Most European banks seems reluctant to open accounts for US residents. With Comdirect, it was a breeze.

I am in Strasbourg for several weeks. The clerk verified my identity and mailed the application. Comdirect wrote by email, asking that I complete an additional form.

I returned it by email, and the account was opened the following morning. In total, it took four days.

I look forward to doing business with the bank. I especially like that they allow several free deposits each year at Commerzbank.

Being able to deposit the cash with ease back into the new EUR account is a great benefit. Very pleased, and grateful for your website, without which I would not have heard about Comdirect.

The description of your experience with the account opening is great. Hello, I am a British citizen, resident in France.

I own an apartment in Germany which I rent out, so I need a bank account in Germany. I almost never go to Germany so I cannot go inside a bank.

Do you recommend and is it possible from outside Germany to open a Comdirect account? Thanks so much. Hello, the Comdirect is a good choice in this case.

But you are going to have to travel to Germany, in order to legizimize yourself at a German post office Deutsche Post via PostIdent.

That is the simply way to do it. An alternative would be the legitimization via a notary. Good luck!

Good day, I am a Ukrainian citizen without registration in Germany. I am seaman and working in German company. The company ask me to open bank account in Germany in order to transfer my salary.

Next month few times my ship will visit Hamburg. Please let me know if I can open bank account in Comdirect bank?

What I have to do for this? Which documents I need to provide to the bank in order to get account.

Best regards Yevgen. I am Ukrainian, too, and I am curious if it is possible at all without permanent residency in Germany.

Any suggestions? Thank you for your feedback! Have good luck and much good experience with your new German bank account.

Hello, I recently opened a comdirect online account. Is it possible to have a Schufa now? How can I get my first free Schufa in that case? Just wanted to let you know that recently I was successfully able to open an account with Comdirect as a UK citizen not living in Germany.

While visiting Germany I went to a post office to do the PostIdent process and they sent it off with my application form. Within a few days I received an email asking for proof of residence in the UK so I sent a telephone bill.

Within a few more days they had processed everything and opened a Girokonto, savings account and prepaid visa card.

Initially they said I could write to them in English and they would reply in German but they have since said they only accept correspondence in German.

There is no English at all in the letters or website, but the app for the iPad is in English and google translate can be used.

I hope this is helpful to someone in the same position as me. If apostille is required, how does it work? As the editorial team we gladly share tricks and tips about finding the fitting banking accounts in Germany, as well as opening and cleverly using them.

But our possibilities reach their limit when it comes to individual agreements between a bank and a customer.

I have recently come to Germany for few months for project work. I wish to rent an apartment for this duration, and in most cases a bank account is needed.

Can I use my temporary address or office address for registration and initial correspondence. In this case, Comdirect is not the right bank for you.

I am russian citizen. I want to run am international website where financial operations are involved found. Can I open bank account in Europe via internet for this operations?

As a citizen and resident of Kyrgyzstan I tried to open an account with Comdirect Bank but failed. You also should indicate German mobile phone number, otherwise online form will not be accepted.

The online application is only suitable for residents of Germany. If you apply from a different country, you need the PDF application.

Best of luck! If that is the case for example if you live in Austria you could alternatively provide a copy of your registration card, tax reports or something equally official unfortunately, a copy of the rental agreement will NOT suffice.

I plan to travel to Germany and can visit bank myself instead of applying online. When I rand I was told to use the Vpay card as I was in europe.

I dont have a pin for this card. In order to obtain a new PIN, you can contact the bank directly e. They will provide you with a new PIN.

I am writing this message to thank you for all the information you have gathered here, that has helped a lot of people I am sure to open a German Bank account.

Because I have benefited from all this information, please allow me to write about my personal experience: In March, during a trip of mine, I got in Munich airport for 2 hours, so I went to the airport Deutsches Post, to do the PostIdent procedure.

Although I was a little sceptical in case something was ommited and I would not be able to do the procedure again, in the near future , everything proved to be fine and in a week or so, I received by mail all the necessary documents from Comdirect.

I would like to inform your readers that in Munich Airport you need to get OUT of the security area in order to get to the Post Office, so you need to pass the security check again, if you continue your flight- so, plan your time accordingly.

I have followed the instruction provided here and took a chance to apply for a VISA card, although i am working for a German company here in Deutschland, with a standard income and have provided the bank with every detailed information with proper records.

Quite surprised, could you please let me know any other legitimate options other than DKB and Comdirect? If you still are particularly interested in becoming a customer of Comdirect, it might be a good idea to first open the Tagesgeld account.

Since this is a savings account without credit line, a credit check is not required. Once you have this account, put money in it and develop a good history as a Comdirect customer, you will probably have better chances to get other accounts there as well.

Hello, I am British but reside in the Netherlands and have Dutch identification i. In the VideoIdent system it only accepts video calls from.

Austria Switzerland Luxembourg Liechtenstein. Why not Netherlands? Can I go directly to a Comdirect bank in Aachen and open an account there?

What you could do instead, if you travel to Aachen, is to legitimize yourself via the PostIdent procedure at a local German post office. I have opened an account at comdirect not long ago, their service is amazing.

I only opened a girokonto but not long ago I sent another letter to get the bonus option for purchases reimbursed for a depot, since I have some experience with all kinds of wertpapier I managed to get everything sorted out.

I live in Hungary so I had to go through a German language certified notare and have an apostille certificate added to the paper.

It will be very handy once I move over to Germany now to receive my wages and get essential payments going for Internet and other stuff.

They do have English speaking colleagues but mostly will only communicate in German which is not much of a problem. You can leave the account empty for a few weeks without worries.

The bank does not define a duration. From Hungary this works simply and inexpensively with the specialty provider TransferWise. I regularly use TransferWise for international money transfer with changing currencies.

I am an Argentinian resident and citizen. I have also a Polish citizenship. I will buy a property in Berlin area, and during the next four years my aim is to rent this property and by to live there, when I will be retired.

Is there any possibility to open an account girokonto, or something seemed BEFORE buying my flat, so I could transfer there my money to this purpose and other expenses, and also for deposit the rent?

Thank you a lot. Hello, I have opened a Comdirect account, they have sent me the visa card but not the giroconto card. Is it possible?

What should I do? Also, in which situations I should pay attention for not paying any fees to comdirect?

Is online login, sms or tan free of charge? Which actions need payment? Regarding the other questions: Of course Comdirect do not charge any fees for signing into online banking, and not for sending SMS.

It is possible thought that SMS costs are incurred from your mobile provider, when the message is forwarded abroad. I still have no reply from Comdirect bank.

Please inquire directly at the bank. Depending on the postal delivery each way, this can be very differing in different countries.

We hope you will receive your mail soon. I just want to know if the bank would let me know whether they accept or reject my application so that I could know, not just keep me hanging without anything.

I arrived in Germany two weeks ago and are still using my travel sim and number until I can find a german one. I have however, already registered my current address.

When opening an account, the bank is statutorily obligated to document the residence and tax residence. In most cases, this is very easy and taken care of together with the legitimization process PostIdent or VideoIdent.

It is a good sign when the bank sends you this form, because then the account opening is imminent.

I am residing in Romania and I recently succeeded in opening an Girokonto inkl. Tagesgeld Plus with Comdirect. There were some hassles because of the identification part and me not knowing any German.

They will only sign a Romanian translated form, that has further to be translated back in German. My solution was identification via Post-Ident during a trip through Germany, where it took less than 10 min without any German word, just with showing the papers and repeating Post-Ident.

I want to ask you following:. Alternatively, is Transferwise better? What are the alternatives and what do you advise for the the money in the Girokonto, a saving or an investment plan?

As one of the benefits of having a DE account is shopping online on German sites, what is the safest payment method to use with Visa Card details, via Comdirect online or better a PayPal with the Visa Card attached?

Congratulations for succeeding re. For transfers between two currency areas, TransferWise is usually less expensive.

This is, why this provider is so successful! Information regarding wealth building with direct banks in Germany are — from us — only available in the German version.

In Germany, there are various payment methods for online shopping. You can decide for yourself, which method you like best. Personally, I prefer a credit card.

Between 2, and 3, Euro should hardly be a problem. In case of higher amounts, it is recommended to discuss the collection with the Comdirect customer service.

Hi I am a Japanese and living in Japan and have no possibility to live in Germany. What document is necessary to identify me to open the account on you?

Should I get the apostille of my passport and send you it with other documents necessary? The post office in Japan does not seem to have the system of PostIdent.

Please, always direct such question to the bank directly. If one lives abroad and is not a German citizen, one needs a good reason for needing the account, a reason the bank can understand.

In exceptional cases, it is possible. Primarily the bank opens accounts for people who live in Germany or are expats.

This makes sense, because the communication as well as the online banking are always done in German language. Hello, I tried to open Visa card in Comdirect but faced following problem.

What to do? Maybe someone already solve such issue. For the previous address, put in the German one again. Print out the account application and then manually strike out the previous address, manually put in the correct one and sign the changed area.

Mail the application to Comdirect. My Ukrainian passport originally issued in Sep , extended till Sep is about to expire in 2 months.

My questions are: 1 Would I be able to open an account at Comdirect? Indeed I lived in Germany in the past and still have an account in Commerzbank.

Would it help? Currently, you cannot open the account from abroad using the online process. There is a PDF application you can get from the Comdirect customer service.

Anyway, do you have a reply to the question, why you want to have an account at a German direct bank, even though you live somewhere else?

It is possible that the bank will ask you that. Just a friendly warning for expats dealing with Comdirect.

They currently have 2 apps for Android in the Play store; 1 Comdirect Mobile app and 2 Comdirect app.

Here you can either scan an image or have the app scan your mobile screen for an image and with that make a transaction possible. Since Comdirect will charge for mobileTAN starting september e.

But here it comes: The new app number 2 can only be installed on phones which are running a German localized Play store account. This means I cannot install the new app from the playstore and therefore cannot use the photoTAN app2app function.

Not very expat friendly and a bit strange for an online bank, in my eyes. Do know what you might be getting yourself into if you have to pay for each online transaction that you are doing.

Yes I know you can use iTAN lists, but seriously, who in this day and age carries around lists of codes to perform banking actions.

This just is, again in my eyes, not acceptable any more. Then install the App and switch your account back to you dutch account.

You only have to do this once. I am a minor 17 years old who lives abroad, I am a foreigner. I will come to Germany alone without my guardians.

When I arrive in Germany, can I open a girokonto on my own without the presence of my guardians? Or can I open it online from my home country?

According to German law, you can only be legally competent to do business from the age of But there are no processes for this from abroad.

That does not make any sense for German banks. In more details, I am coming in Germany to do bachelor degree. I will open a blocked account through x patrio, so I should be responsible of opening Girokonto to transfer the monthly allowance to my account.

Is there any document needed from the university that could facilitate opening Girokonto? Comdirect does not offer this type of account.

As far as I know, only Deutsche Bank does that. Once you have arrived in Germany, you can apply for a free checking account at Comdirect. This is useful for everyday electronic spending.

I would like to open an account with Comdirect as an exchange student in Germany. However, as the application is completely in German, I have gotten very confused about the Visa Card.

There are two options available to me: the free Visa card and the Dispositionkarte. Are you able to tell me the difference between the two?

I opened an account in comdirect and I received my cards. They refused to open me a Dispositionskredit account I have just moved to Germany, so that might be the reason.

I have two questions: 1 I can use my VISA card only as a prepaid card, by transferring money to the corresponding account?

And when? The day that I bought it or at the end of the month? Thank you in advance! Yes, congratulations that it has worked with the account opening at one of the best direct banks in Germany.

That is not a naturalness, when you have not established a credit rating in Germany yet. After all, the money on the prepaid card is yours.

Thank you very much! I have one more question concerning the prepaid card. Can I use it in countries with Euro currency withdrawals and payments without any further charges?

I just applied for a new account with ComDirect. I called the Comdirect helpline and they told me that it can also be done via Commerzbank.

Name required. Mail will not be published required. I want my comment to be discarded. Only check this, if you are a computer program.

Notify me of followup comments via e-mail. Portal for clever banking in Germany and abroad. Legitimating through video call!

As in almost all countries, also the banks in Germany have to identify their customers beyond doubt. Therefore, this is nothing special.

However, it is special that the Comdirect Bank is one of the first banks that have implemented a convenient ID-procedure via video call.

Mel says:. March 25, at pm. Tanja says:. Lee Phillips says:. April 21, at pm. April 23, at am. SPM says:. August 27, at am. Grec says:. April 24, at pm.

Redaktion says:. April 25, at am. April 25, at pm. Igor says:. April 30, at am. May 13, at pm. May 14, at am. Nils Monserud says:.

May 14, at pm. Gregor says:. Erico says:. June 15, at pm. Melissa says:. June 18, at pm. Wally says:. August 11, at am.

August 11, at pm. August 13, at am. Andrew says:. August 23, at pm. August 24, at am. August 24, at pm. Santi says:. August 29, at pm. Thirumurugan says:.

August 31, at pm. September 1, at pm. Positive customer experiences across the entire range of services mean high customer satisfaction and greater willingness to recommend the bank to others.

Assets under management are to be continuously increased, whereby comdirect is designing its services as simply and as intuitively as possible, removing barriers to access for existing and new customers.

Both should contribute to the perception of comdirect as an innovation leader in the future. There is a particular focus on digital asset management.

We intend to attract various target groups for saving, investing and trading with securities by using automated investment proposals and digital asset management models.

The high earnings put comdirect in a position to invest in growth straight from current business while still ensuring a strong annual net profit.

Measured against return on equity, comdirect also aims to remain one of the most profitable retail banks in Germany in The key driver of our earnings growth is the ever more active use of our services by investors and traders.

In previous years, comdirect has managed to exceed the growth on the stock markets. At Musterdepot B2B Login. Key Figures. Annual General Meeting.

Corporate Governance. Financial Calender.

Comdiekt Video

comdirect Markt-Update - live 03.08.2020

The access data for online banking, as well as the Girocard and Visa card , are sent to you by mail. The delivery is in any case — regardless whether in Germany or abroad — free of charge.

Our editorial staff would be happy to answer your questions on the account opening at the Comdirect, as well as on the legitimating methods. Please post your question in the comments box at the bottom of this page.

Many thanks! My don is travelling to germany to work in the summer at an English teaching camp and they will be paying him in euros and they have suggested he open an account in Germany.

He 19 and from the United kingdom. Can he Open one with you? Very many thanks. Try it, please! We ourselves are curious to know how well opening an account from different countries works for different people … thank you for your feedback.

We are an American couple who recently purchased a holiday home in Switzerland. We reside in the U. But visit Switzerland 3 or 4 times a year.

We would like to open a bank acct to pay our taxes in Europe and to make deposits if the home is rented. Can you advise us if this is possible?

Thank you. Lee Phillips. The Comdirect is a bank in Germany. If you have your holiday home in Switzerland, it will be probably useful, if you open an account in Switzerland.

You should know that Switzerland has the Franks, a different currency than in Germany. The easiest will be that you visit a local Kantonalbank in the city, where your holiday home is … or ask in Switzerland for a recommendation.

For our readers, we have specialized on the best selection and opening of bank accounts in Germany. I would note that American Citizens have special problems opening bank accounts in Europe, and really if you only need to pay a few bills, and have limited European income, then its much easier to open an account with Currencyfair or Transferwise.

And if you have income, with Currencyfair you can simply have your renters do a transfer to your Currencyfair account, from which you can exchange for USD and send back to your bank.

Hello, I wish to buy a flat in Berlin. Is it possible to open an bank account in Germany.. Easiest and cheapest way: Go to a lokal bank in Berlin.

You will get your bank account less one hour. Which is provisions is for send money online comdirect bank to other EU countries?

Guten Tag! Ich bin jetzt Rentnarin und moechte gerne ein Konto in Deutschland eroefenen. Wohne nicht mehr in De aber in der EU. Ist sowas moeglich jetzt noch????

Comdirect is a direct bank. There are no branches which can do the ID check. Contact the bank for details, please. Also are you notified via email or post?

It takes about a week. Then comes the first of several letters by mail welcome pack, access to online banking, cards, PINs.

Hi, I currently live in Argentina. I been working for a UK based company for 8 years. I have a bank account in Spain that has been frozen because of some regulations they started to enforce recently.

I do happen to have double nationality Argentine — German and have also a German passport. Yes, I think you have good chances for an account opening at Comdirect.

With your German passport you can make the identification over webcam. For apply the account use the PDF form the online form is for people with address in Germany.

I have been sent a real round robin in regards to opening a bank account. I am a Zimbabwean, residing on a work permit in South Africa and 6 weeks into my 90 day internship in Berlin.

I was told to open an account I should register my address once I have a permanent one. I resided in a student hostel for the first 2 weeks and managed to find a place 4 weeks ago.

I only now managed to get a lease agreement. The next available appointment spot for registration Anmeldung is after I leave! Shall I then opt to open a non-resident account?

Is it possible to do so at a branch. I would like to keep this Euro offshore account for life. I highly doubt that Zimbabwe or South Africa are on this list.

Yes, the PDF-document for non-resident is the right one. And it is a great idea to open the account during the stay in Germany. That is easy to make the legitimation.

Hi I am a business man from Australia. Can we open the account via internet? At the Comdirect, one can open a private account instructions given above.

The bank does not offer business accounts. We are still working on a solution for this issue and will then publish instructions on this special portal.

Hi there I am ahmad. Owner of hi tech computers, Faislabad, Pakistan. I am a businessman and I want to open bank account in Germany. I have business visa for one year.

Please guide me how I can open it. When I come I need my payment in safe hand. So I need bank account.

However, we are working to find a solution on how to open a business account in Germany from abroad. So far, only very few banks are interested, therefore, it is not easy to find a good solution.

Nevertheless, we will find a solution and publish it on this special portal. Hello I am citizen of Greece and live in Greece.

I would like to open an account in Germany to keep some money there safe out of Greek banking system But I would like to be able to use these money for payments example online services in case I need to.

I have read about comdirect that offers current account together with savings account free of charge. Will I be able to open these accounts?

Do you read the article? It is all explain. Sometimes people only post their questions and wait that someone wrote for they personally.

I mean if I have good chances to open a current account or is it better to go only for a savings account. Yes, that is correct.

Experience has shown that it is easier to open a savings account first and to add a current account later. The background is that it is difficult for the bank to carry out a creditworthiness check, if the residence is in Greece.

For a savings account, no creditworthiness check is necessary. Nevertheless, the bank might ask for the reason of account opening.

The Comdirect expects some knowledge of German language in order to understand the banking. The account opening and banking can be done completely in English language.

However, one currently needs an address in Germany or Austria for the account opening, because the MasterCard can only be sent to these two countries.

This will be improved in the future. Moreover, currently only transfers within the SEPA area are possible.

Again, this will be expanded. The bank is still fairly new. Thank you for reply. What if I apply on comdirect for a current account but without credit card and overdraft these are optional in the account opening documents Do I still need a credit rating for this?

I would prefer an account without interest rate that is why I prefer a current account instead of savings account if possible.

I would like to open a current account in order to link it with paypal. We do have paypal available here, but unfortunately some form of paypal payments are not yet available here.

I am Indian and have been working here with local contract since 3 years. I have a Kreissparkase for my salary account which i am using for Electricity bill, Internet bill, Radio bill and house rent.

These are down auto debit to me. If I open a account with. The credit card is settled weekly with the current account in order to avoid the expensive loan interest.

In the case that the current account slips into the red, only the cheaper overdraft facility interest applies. Hi, With the notarial confirmation for the ID-form, as my documents Passport, gas bills, etc are not in German, will they have to be professionally translated?

I am planning to move to Germany in November, and prefer to make the arrangements before i am moving. I do not know you and your financial circumstances.

However, we did not establish this special portal to give individual consultation, but to show what is possible in general. If you can provide the few requirements stated in the above article, then you should not encounter any problems at the account application.

Finally, it is the bank that decides to open an account or not. An account opening from abroad always is a little more difficult — as it is more expensive for the bank — than from an address within Germany.

Nevertheless, the Comdirect in one of the very few banks in Germany, where this is possible in principal. I would like to know what is the deposit guarantee with Comdirekt.

I live in Cyprus but am a British citizen. Thank you, David Jones. The statutory deposit guarantee in Germany is Euros , per customer and account.

According to their statutes, there is an additional assurance in the millions per customer and account.

This amount depends on the equity capital of the bank. At Comdirect, this is currently Euros 77 million per customer.

At the Comdirect, the account opening is always applied for online. As you want to apply for the account from abroad, please do not click on the big button at the top as this is linked to the online application for Germany , but through the following link.

The accounts for holders with residence abroad are not applied through an online form, but using a PDF document.

It could be that you and the bank agree on a legitimating via webcam. You hold your ID card and your face in front of the webcam to confirm your identity.

This works fine with German ID cards or passports, but unfortunately, not always with ID documents from abroad. Alternatively, the Comdirect accepts an Ident-form through a notary from Cyprus.

You should discuss the details with the Bank. You will have to bear the costs of the notary and postage. Another alternative would be the PostIdent-procedure.

However, this only works in branch offices of the post in Germany. The costs will be borne by the Comdirect.

The account opening in a branch office and a personal identification through an employee, is not possible, as the Comdirect has no branch offices.

It is a pure online bank. Therefore also the excellent conditions! I live in the USA and am looking to open an account to use for spending money whenever we visit Germany.

I know banking is quite different in Germany and Europe compared to here. For spending money you need a Girokonto with a Girocard debit card or a Kreditkarte credit card.

I would like to follow the same procedure from Greece. But notaries here are not allowed to sign the identity papers that the bank requires.

Such actions are only allowed to lawyers. But identity papers from lawyer is not accepted by the bank. Do you have any suggestion for this problem?

Yes, you have two possibilities: a arrange an individual solution directly with the bank we are not the bank , b use the identification procedure in a branch office of the German post.

Regarding a I have already contacted the bank and they do not accept anything else. The only thing I have not mentioned to them is video-ident since I read that it works only for German speaking countries, is this correct?

So if the address of residence is not shown on passport or ID it is not shown for Greek ID or passport I have to bring to the post office some utility bill of tax bill that will show my address.

What can I bring to the a German Post-Office that the employee will admit? Because all these papers are in Greek language.

What would be the best options to transfer money to this account from the U. I know basic German and am trying to learn some banking German. Would they decline me if they think my German is not good enough?

TransferWise is cheap and fast. However, I do not know, if it is always the best solution. Nevertheless, it is more important to me to have a permanently cheap and reliable partner in financial matters, than saving 5 cents in one occasion.

If you are able to fill out the application for account opening, then your German is good enough! Hi Cash withdraw is free abroad by using the credit card.

And what about payments with the credit card? Which commissions are paid? Thanks Rui m. Yes, this is correct. Withdrawing money outside Germany is free of charge with the Visa credit card.

Payments in Euros are also free of charge. At payments in a different currency e. USD you will have to bear 1.

When withdrawing money in a foreign currency — e. US-Dollars — no international service fee applies. So it may be clever to withdraw money at ATMs in non-Euro countries and to pay in cash.

Sorry, one more question. Do you have any instructions to open a current and credit card account? I can only find to open a savings account.

In the German language version, there is a small series about the account opening. Hi, i have a quick question, i have a German bank account from Sparkasse, this is a personal bank account, i do receive money from selling things on Ebay, do you think i can open a comdirect account and receive payment something from Ebay Deutschland?

Thanks in advance. Steuer-Identifikationsnummer TIN z. EU-Personalausweis, lokaler Steuerbescheid. Regarding 2. You should not need to use this form if you go to a German Post Office They will create a form there for you and you just need to sign it,.

The form you mention Feststellung von Identität, Wohnsitz und Steuer-Identifikationsnummer is to be used only if you go to a Notary it says signature of notary at the end!

But, I cannot find the PostIdent coupon. It seems that only VideoIdent is available on the website. In my case, the PostIdent-Coupon was on the last page of the PDF-document, which was generated after the online application.

However, this is not a problem. Just write an e-mail to the customer service of the bank and ask for another PostIdent-Coupon for the legitimating and you will receive it via e-mail.

Hi tanja, I recently opened a comdirect account, and I did filled all the information, then they send another letter again with a coupon, the letter also said it can be faxed as they have all the information, the was a mistake with my citizenship and date of birth so I rectified the mistakes and signed, then I faxed it.

That arround the 16th of November. When do I get the reply back if my account was successful or not, I live in Germany for 4years now.

And the funny part is daily I check the postal box to see if my reply came. Hi I am an australian and have moved to Germany for 1 year for work.

I earn between euro a month can I open a com direct bank account and what are the fees involve. Is there any way to make cash deposits without any cost?

The deposit through the ATM of the Commerzbank is 3 times a year free of charge for Comdirect customers since the last change in the price list.

Then, cheap Euros 1. This at least applies, if one deposits on the current account. One can only deposit to this account at the counter.

Do you want to try this for yourself? I am a US citizen who visits friends in Germany annually. I would like to open an account in Germany and transfer funds in advance of travel.

Can a savings account with a debit card do this or is there another option? A pre-paid account? Hi, I live in Iran and I want to open an account in comdirect bank.

Please inform me what should I do from here. I am Swiss citizen leaving in Switzerland and currently interrested in opening Girokonto by Comdirect, in order to avoid cash withdrawal fees while travelling abroad.

However, when I start the opening process and fill-in the online formular, system asks me to fill-in the postIdent formular because I live in Switzerland… I thought that videoIdent were avalaible for Swiss people.

Is it still valid? Greetings, Many thanks for this information about Comdirect. I opened an account with them this week and have been impressed with the service.

Most European banks seems reluctant to open accounts for US residents. With Comdirect, it was a breeze. I am in Strasbourg for several weeks.

The clerk verified my identity and mailed the application. Comdirect wrote by email, asking that I complete an additional form.

I returned it by email, and the account was opened the following morning. In total, it took four days. I look forward to doing business with the bank.

I especially like that they allow several free deposits each year at Commerzbank. Being able to deposit the cash with ease back into the new EUR account is a great benefit.

Very pleased, and grateful for your website, without which I would not have heard about Comdirect. The description of your experience with the account opening is great.

Hello, I am a British citizen, resident in France. I own an apartment in Germany which I rent out, so I need a bank account in Germany. I almost never go to Germany so I cannot go inside a bank.

Do you recommend and is it possible from outside Germany to open a Comdirect account? Thanks so much. Hello, the Comdirect is a good choice in this case.

But you are going to have to travel to Germany, in order to legizimize yourself at a German post office Deutsche Post via PostIdent.

That is the simply way to do it. An alternative would be the legitimization via a notary. Good luck! Good day, I am a Ukrainian citizen without registration in Germany.

I am seaman and working in German company. The company ask me to open bank account in Germany in order to transfer my salary. Next month few times my ship will visit Hamburg.

Please let me know if I can open bank account in Comdirect bank? What I have to do for this? Which documents I need to provide to the bank in order to get account.

Best regards Yevgen. I am Ukrainian, too, and I am curious if it is possible at all without permanent residency in Germany.

Any suggestions? Thank you for your feedback! Have good luck and much good experience with your new German bank account.

Hello, I recently opened a comdirect online account. Is it possible to have a Schufa now? How can I get my first free Schufa in that case? Just wanted to let you know that recently I was successfully able to open an account with Comdirect as a UK citizen not living in Germany.

While visiting Germany I went to a post office to do the PostIdent process and they sent it off with my application form. Within a few days I received an email asking for proof of residence in the UK so I sent a telephone bill.

Within a few more days they had processed everything and opened a Girokonto, savings account and prepaid visa card. Initially they said I could write to them in English and they would reply in German but they have since said they only accept correspondence in German.

There is no English at all in the letters or website, but the app for the iPad is in English and google translate can be used. I hope this is helpful to someone in the same position as me.

If apostille is required, how does it work? As the editorial team we gladly share tricks and tips about finding the fitting banking accounts in Germany, as well as opening and cleverly using them.

But our possibilities reach their limit when it comes to individual agreements between a bank and a customer. I have recently come to Germany for few months for project work.

I wish to rent an apartment for this duration, and in most cases a bank account is needed. Can I use my temporary address or office address for registration and initial correspondence.

In this case, Comdirect is not the right bank for you. I am russian citizen. I want to run am international website where financial operations are involved found.

Can I open bank account in Europe via internet for this operations? As a citizen and resident of Kyrgyzstan I tried to open an account with Comdirect Bank but failed.

You also should indicate German mobile phone number, otherwise online form will not be accepted. The online application is only suitable for residents of Germany.

If you apply from a different country, you need the PDF application. Best of luck! If that is the case for example if you live in Austria you could alternatively provide a copy of your registration card, tax reports or something equally official unfortunately, a copy of the rental agreement will NOT suffice.

I plan to travel to Germany and can visit bank myself instead of applying online. When I rand I was told to use the Vpay card as I was in europe.

I dont have a pin for this card. In order to obtain a new PIN, you can contact the bank directly e. They will provide you with a new PIN.

I am writing this message to thank you for all the information you have gathered here, that has helped a lot of people I am sure to open a German Bank account.

Because I have benefited from all this information, please allow me to write about my personal experience: In March, during a trip of mine, I got in Munich airport for 2 hours, so I went to the airport Deutsches Post, to do the PostIdent procedure.

Although I was a little sceptical in case something was ommited and I would not be able to do the procedure again, in the near future , everything proved to be fine and in a week or so, I received by mail all the necessary documents from Comdirect.

I would like to inform your readers that in Munich Airport you need to get OUT of the security area in order to get to the Post Office, so you need to pass the security check again, if you continue your flight- so, plan your time accordingly.

I have followed the instruction provided here and took a chance to apply for a VISA card, although i am working for a German company here in Deutschland, with a standard income and have provided the bank with every detailed information with proper records.

Quite surprised, could you please let me know any other legitimate options other than DKB and Comdirect?

If you still are particularly interested in becoming a customer of Comdirect, it might be a good idea to first open the Tagesgeld account.

Since this is a savings account without credit line, a credit check is not required. Once you have this account, put money in it and develop a good history as a Comdirect customer, you will probably have better chances to get other accounts there as well.

Hello, I am British but reside in the Netherlands and have Dutch identification i. In the VideoIdent system it only accepts video calls from.

Austria Switzerland Luxembourg Liechtenstein. Why not Netherlands? Can I go directly to a Comdirect bank in Aachen and open an account there?

What you could do instead, if you travel to Aachen, is to legitimize yourself via the PostIdent procedure at a local German post office.

I have opened an account at comdirect not long ago, their service is amazing. I only opened a girokonto but not long ago I sent another letter to get the bonus option for purchases reimbursed for a depot, since I have some experience with all kinds of wertpapier I managed to get everything sorted out.

I live in Hungary so I had to go through a German language certified notare and have an apostille certificate added to the paper. It will be very handy once I move over to Germany now to receive my wages and get essential payments going for Internet and other stuff.

They do have English speaking colleagues but mostly will only communicate in German which is not much of a problem. You can leave the account empty for a few weeks without worries.

The bank does not define a duration. From Hungary this works simply and inexpensively with the specialty provider TransferWise. I regularly use TransferWise for international money transfer with changing currencies.

I am an Argentinian resident and citizen. I have also a Polish citizenship. I will buy a property in Berlin area, and during the next four years my aim is to rent this property and by to live there, when I will be retired.

Is there any possibility to open an account girokonto, or something seemed BEFORE buying my flat, so I could transfer there my money to this purpose and other expenses, and also for deposit the rent?

Thank you a lot. Hello, I have opened a Comdirect account, they have sent me the visa card but not the giroconto card.

Is it possible? What should I do? Also, in which situations I should pay attention for not paying any fees to comdirect? Is online login, sms or tan free of charge?

Which actions need payment? Regarding the other questions: Of course Comdirect do not charge any fees for signing into online banking, and not for sending SMS.

It is possible thought that SMS costs are incurred from your mobile provider, when the message is forwarded abroad. I still have no reply from Comdirect bank.

Please inquire directly at the bank. Sollten Sie weiterhin Probleme mit dem Zugriff auf die Seite haben, wenden Sie sich bitte während unserer Servicezeiten an unsere Hotline unter der Rufnummer - 25 More and more bank customers are using online banking as a matter of course: Around 40 million Germans complete banking transactions online.

Mobile banking, in particular, has been on the rise in recent years. Smart solutions for saving, investing and trading with securities — also via mobile devices — and how comdirect present and continuously develop them, are playing an ever greater role here.

With over 3. The comdirect group stands for a new conception of what a bank is. As a smart financial companion, it intends to offer much more than the usual range of bank services.

Intelligent solutions that dovetail perfectly with a modern digital lifestyle give customers complete and extremely simple management of their finances, thereby saving them valuable time.

With this positioning, the comdirect group is the partner for a growing number of customers — even for those who have been using other banking models.

Positive customer experiences across the entire range of services mean high customer satisfaction and greater willingness to recommend the bank to others.

Assets under management are to be continuously increased, whereby comdirect is designing its services as simply and as intuitively as possible, removing barriers to access for existing and new customers.

Both should contribute to the perception of comdirect as an innovation leader in the future. There is a particular focus on digital asset management.

We intend to attract various target groups for saving, investing and trading with securities by using automated investment proposals and digital asset management models.

The high earnings put comdirect in a position to invest in growth straight from current business while still ensuring a strong annual net profit.

Posted by Guramar

5 comments

Es kann nicht sein!

Hinterlasse eine Antwort